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Our insurance covarage

Top Team Window Cleaning is fully insured and carries $10 million general liability insurance

New York City is a skyscraper city, we all know that. Window cleaning practice doesn’t discriminate based on the height. That is why all reputable window cleaners MUST be insured in a full capacity. This way all parties in each contract are protected and freed from liability.

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We are quality
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We are professional
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We are safe
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We are fully insured
Workers Compensation Insurance
Top Team’s worker compensation insurance of $1 million provides all the necessary medical expenses, lost wages, and rehabilitation costs to employees in case they get injured during the rightful execution of their job. The coverage is controlled by the state and the city.
General Liability and Umbrella Insurance
Our $10 million policy not only matches but also exceeds the requirements and rules set by the most demanding managements across the city. This high limit makes us eligible for high-rise exterior window cleaning with no height limitations.
Auto Insurance
Our commercial auto insurance policies protect our company from theft, vandalism, fire, and damage caused by accidents including personal injury and damage to the vehicle or nearby property. Having commercial auto insurance keeps our mind at ease and gets us to your place in time.
Disability Insurance and Bonding
Disability insurance and bonding are included in our full policy.

Most asked questions about insurance

Have questions? We're here to help! See a list of Frequently Asked Questions or contact our Support team

Our General Liability insurance coverage has a broad coverage form which encompasses coverage for bodily injury or property damage caused by our employees, subcontractors, and/or independent contractors, without any limitation.  Our policy has the capability to add property owners, unit owners, property managers, etc. as additional insured thereby extending coverage to such, where needed.  Unlike many of our competitors, we have $5 million of General Liability coverage supplemented by an additional $5 million Umbrella policy above and beyond this, affording us and our customers, collectively, $10 million, of liability insurance protection.  And our policies do not contain any of the problematic and concerning exclusions that most of our competitors have in their policies.  We do not have any exclusion or limitation for height-related work, any exclusion or limitation for injuries to employees, subcontractors, and/or independent contractors, nor do our policies have any classification limitation forms.

If you want to find out more about our policies, please let us know by contacting us at info@topteamwindowcleaning.com.

Based on our current policy, there is NO height limitation for Top Team Window Cleaning.

If you want to find out more about our policies, please let us know by contacting us at info@topteamwindowcleaning.com/

COI decodes as a “certificate of insurance”. It contains information ABOUT the insurance such as name of the policy and expiration date. However, it DOES NOT show you vendor’s exclusions and height limitations. It is very important to know these details for the property managements. Please be careful and talk to your vendors’ insurance broker to get all the information about their coverage. This will save you a lot of money and time.

If you want to find out more about our policies, please let us know by contacting us at info@topteamwindowcleaning.com/

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Uninsured Window Cleaning: Hidden Risks and Deceptive Quotes

In the recent years and continuing today, numerous new window cleaning companies have emerged that deliberately disregard the importance of obtaining adequate insurance coverage. Despite lacking authorization to work on high-rise buildings, these companies clandestinely conceal their insurance information from property managements while submitting bids. These deceitful enterprises may provide lower quotes to unsuspecting clients, prioritizing personal profit over fulfilling their insurance obligations.

We strongly encourage all NYC managements to thoroughly check 
their window cleaning vendors’ insurance coverage as well as height limitations.

Get a free estimate for residential and commercial window cleaning today

Top Team Window Cleaning is the company where speed and quality meet
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