
Top Team window cleaning is fully licensed and insured
Top Team Window Cleaning is fully insured and carries $11 million general liability insurance
New York City is a skyscraper city, we all know that. Window cleaning practice doesn’t discriminate based on the height. That is why all reputable window cleaners MUST be insured in a full capacity. This way all parties in each contract are protected and freed from liability.
- $6 million of General Liability coverage supplemented
- $5 million Umbrella policy
- $11 million, collectively, of liability insurance protection

Safety is our top priority
Comprehensive training
Our training program follows the IWCA 1-14 standard, equipping our team with industry-leading expertise.
Team-based approach
Every job is assigned a minimum of two team members, enhancing both safety and workflow efficiency.
Routine PPE inspections
Our team performs daily personal protective equipment (PPE) checks and compiles detailed reports for transparency and accountability.
Safety training
Mandatory monthly safety training sessions keep our staff up to date with best practices and evolving industry regulations.
Top Team window cleaning holds comprehensive insurance coverage
Workers Compensation Insurance
Top Team offers $1 million in worker compensation insurance, covering medical expenses, lost wages, and rehabilitation costs in case an employee is injured during the performance of their duties. This coverage complies with state and city regulations.
General Liability and Umbrella Insurance
Our $11 million policy exceeds the industry standards and regulatory requirements set by the city's most demanding property management companies. This high coverage limit allows us to carry out high-rise window cleaning with no height restrictions.
Auto Insurance
Our commercial auto insurance protects us from theft, vandalism, fire, and accidents, including personal injury or damage to property. With this coverage, we ensure timely and secure transportation to your location.
Disability Insurance and Bonding
We also provide disability insurance and bonding as part of our complete policy.

Uninsured window cleaning: hidden risks and deceptive quotes
In recent years, many new window cleaning companies have emerged without proper insurance coverage. These companies often lack authorization to work on high-rise buildings, but hide their lack of insurance from property management.
By offering lower quotes, they prioritize profit over safety and compliance, which can lead to serious financial and legal consequences for property owners.
Understanding the risks of hiring uninsured companies
Hiring an uninsured window cleaning company can expose property owners to financial liabilities and lawsuits in the event of an accident. If something goes wrong, the property management team could be held responsible for damages or injuries.
We strongly advise all NYC property managers to verify their window cleaning vendor’s insurance coverage and ensure they are fully authorized to work on high-rise buildings.
If you have any questions or concerns, feel free to reach out. We're here to provide answers and ensure your peace of mind.
Most asked questions about insurance
Need assistance? Check out our frequently asked questions or contact our Support team for help.
Top Team window cleaning is fully insured with $11 million in coverage, including general liability insurance, workers' compensation insurance, commercial auto insurance, and disability insurance. We ensure our clients and employees are fully protected at all times.
Insurance is crucial for protecting both the company and the client. It ensures that in the event of an accident or damage, financial responsibility is covered. Without proper insurance, property owners may be liable for injuries or property damage caused by unlicensed or uninsured workers.
Our insurance covers potential property damage, injuries, and accidents that may occur during the cleaning process. It provides peace of mind to our clients, knowing that any issues will be handled promptly and efficiently, without causing additional financial burdens.
Yes, we have full insurance coverage for high-rise window cleaning, including specialized coverage for working at significant heights. This coverage ensures that both our team and your property are safeguarded during the cleaning process.
Yes, we provide workers' compensation insurance for all our employees. This insurance covers medical expenses, lost wages, and rehabilitation costs in case of an injury while on the job.
In the event that a worker is injured, our workers' compensation insurance covers their medical treatment and lost wages. As the client, you are not held responsible for any costs related to the injury, as our insurance fully handles it.
Yes, our general liability insurance covers accidental property damage that may occur during the cleaning process. If any damage happens to your property or the surrounding area, we take full responsibility and handle the repair or compensation.
Our general liability insurance provides up to $11 million in coverage, which exceeds industry standards for window cleaning services. This high coverage limit ensures that we are fully equipped to handle any unforeseen incidents.
We adhere to all local safety regulations in NYC, ensuring our insurance meets the city’s stringent requirements. Our policies are regularly updated to comply with the latest safety standards and industry regulations.
Yes, we are happy to provide proof of insurance upon request. We understand the importance of transparency and are always ready to verify our coverage for your peace of mind.
You can verify our insurance coverage by requesting a copy of our certificate of insurance. We will provide this documentation upon request, ensuring that you can confirm the validity of our coverage.
Many building management companies require proof of insurance before allowing service on their property. We are more than happy to provide the necessary documentation to your building management team to ensure compliance with their policies.
Yes, we can provide additional insured certificates if requested. This allows property owners or management to be added to our insurance policy for specific coverage during the duration of our work.
If another company offers a lower price but lacks insurance, we strongly advise against hiring them. Without proper insurance, you are risking potential liabilities and costs in case of an accident. Hiring a fully insured company like Top Team window cleaning guarantees you are protected and your property is safe during the cleaning process.